Whether you’re on your own or are supporting a family, routine medical expenses not covered by government health care can quickly add up. Just think about those annual dentist visits, prescription drugs, or any physiotherapy, chiropractor visits, eyeglasses or contacts you pay for. That’s a lot coming out of your pocket.
Self-Employed? Rethink Your Health and Dental Plan Today
There’s so much to love about being your own boss: setting your own hours, choosing what you want to work on and spending your days doing something you’re passionate about. But one of the few trade-offs of being an entrepreneur is not having employee benefits like a health and dental plan – and those expenses can add up.
Health and dental costs can take a chunk of your earnings when you don’t have a plan.
Get all the benefits of an employer’s health and dental plan without having to work for them.
How individual or family health and dental plans work is simple. You pay a yearly or monthly fee (called a premium), and in exchange, your insurer pays the health and dental costs covered by your plan. Your premium may end up being way lower than your annual health expenses, plus it may even be tax-deductible! Your accountant can advise if you qualify to claim your plan premium as a tax-deductible expense.
Today’s health and dental plans are customizable to fit your needs.
If you worked for a company, your employer would decide what kind of plan you have. When you buy your own plan, you can choose the one that fits your needs and budget. This way, you don’t end up paying for more coverage than you need. Similar to a workplace plan, there’s coverage for prescription drugs, dental and vision care, massage therapy and physiotherapy, mental health services and more. Add family members to your plan, get coverage for long term-health costs like wheelchairs or walkers, or get enhanced dental coverage in case there are big costs like braces or dental surgery in your future. And best of all? Your coverage begins immediately – there’s no waiting period.
We’ll spend the time finding your best options from top insurance providers.
Researching health and dental insurance plans can be time-consuming and complicated. Often, it can be hard to compare apples to apples between different insurance providers. That’s where a Licensed Insurance Advisor at CAA can help. We do the legwork to find you competitively priced options with the right coverage for your needs. That way, you can stay focused on what’s important: growing your business.
Ready to find out more about affordable health and dental insurance options? A Licensed Life Insurance Advisor at CAA can help build a personal health and dental insurance plan that’s right for you and your family. It’s complimentary advice without any pressure to buy. Connect with an Advisor by calling us at 1-888-444-6711, book an appointment online at a convenient time for you or visit here to get a quote.